Terms of Service

These Terms of Service ("Terms") govern your use of the website palmaryloans.com.au ("this website," "we," "us," or "our"), which is owned and operated by C & M Steele Investments Pty Ltd (ABN 18 647 583 113, ACN 647 583 113), trading as Palmary Loans. By accessing or using this website, or submitting an enquiry through our contact form, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this website.

Nature of Our Service

Palmary Loans is a mortgage broking business. C & M Steele Investments Pty Ltd is a Credit Representative (CRN 530254) of Mortgage Specialists Pty Ltd (Australian Credit Licence Number 387025), and is authorised to provide credit assistance and mortgage broking services to consumers across Australia. This website provides general information about our services, including home loans, refinancing, investment loans, private loans, construction finance, equipment loans, personal loans, bridging finance, and self-managed superfund lending.

No Financial Advice Without Assessment

The information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Any specific advice or recommendations will only be provided following a proper assessment of your individual circumstances, as part of our standard consultation and application process.

Accuracy of Information

While we take reasonable care to ensure the accuracy of the information provided on this website, we make no warranty or representation as to its completeness, reliability, or accuracy. Interest rates, lending criteria, and product features referenced on this website may change over time and may not reflect current market conditions at the time you access the site. We recommend you confirm any information directly with us before making a decision.

Enquiries and Referrals

By submitting an enquiry through this website, or through our related website myhomeloancheckup.com.au, you confirm that the information you provide is true and accurate to the best of your knowledge. You also consent to being contacted by C & M Steele Investments Pty Ltd, trading as Palmary Loans, regarding your enquiry, in accordance with our Privacy Policy.

Limitation of Liability

To the maximum extent permitted by law, C & M Steele Investments Pty Ltd excludes all liability for any loss or damage arising from your use of, or reliance on, the information or content provided on this website, including any loss arising from inaccuracies, omissions, or delays in the information provided.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of C & M Steele Investments Pty Ltd unless otherwise stated, and may not be reproduced, distributed, or used without our prior written consent.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. Any changes will be posted on this page, and your continued use of the website after changes are posted constitutes your acceptance of the updated Terms.

Contact Us

If you have any questions about these Terms, please contact us:

Business Name: Palmary Loans

Phone: +61 428 434 590

Email: chris@palmaryloans.com.au

Address: Level 6, 200 Adelaide St, Brisbane, QLD 4000